![]() ![]() Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested.Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate.Not Insured by the FDIC or Any Federal Government Agency.View your potential income shortfall due to disability. Short-term disability benefits (typically one year or less, limited amount).Income may be available from the following sources, but only for a limited time: ![]() Bonuses are not counted as covered income by most LTD policies. Income may not be fully covered due to the cap. Disability income insurance coverage is generally limited to 60 percent to 70 percent of salary and typically has a monthly cap. In addition, employer provided LTD, even if employee paid, may not be portable. Long-term disability (LTD) benefits are taxable when the employer pays the premiums, reducing an already limited benefit. The percentage of estimated total monthly expenses that you would need to replace in the event of a long-term disability: Your estimated additional monthly income needed: Monthly funds available from other/retirement assets: Your estimated monthly income during an extended disability: Skip Table Information Your Results DescriptionĪdditional monthly expenses if you were disabled: Based on the information you provided, the amount of income shortfall you might experience during a long-term disability is shown below.
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